Business Loan

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To whom Proprietorship firm, Partnership firm, Pvt Ltd Company, Trust.
Criteria 3 Yrs / 2 Yrs / 1 Yr
GST registration certificate
Annual turnover – 10 L – 50 L & above
Own house proof
Bank statement – 1 year (SB+CA+CC)
Trade license
Cibil – 700
Existing loan obligation then RTR, SOA
Applicant Business entity/unit
Co applicant Owner of business
KYC PAN, Aadhaar card, Income proof, FOIR
For Company
Last 2 Yrs Audited B/S, P&L, 3CB, 3CD including ITR & computation.
Last 1 year bank statement (all Banks’ a/c)
Latest CC sanction letter (if any)
MOA/AOA, PAN & company registration certificate
TIN and GST registration certificate of company
Office address proof – Telephone bill/any other registration certificate (Telephone bill/Passport copy/Electric bill)
All directors – PAN, Aadhaar card & residence address proof

(Telephone bill/Passport copy/Electric bill)

Any 1 director’s – ITR with computation (last 2 Yrs)
GST return file copies (GSTR-3B) last 1 year
Any other loan details (statement and sanction letter)
Latest shareholding certificate
Certificate of Incorporation (proof of company name)


For Proprietorship firm Last 2 year ITR with computation of proprietor
Last 2 years Audited balance sheet with audit report (form 3CB & 3 CD) of firm.
GST registration of firm
Office address proof (Telephone bill VAT/GST certificate
Bank statement last 1 year (CASA, CC) in pdf format
CC and any other loans sanction letter (if any)
PAN &Aadhaar card of the proprietor.
Residence address proof of the proprietor

(DL/Aadhaar/passport/electricity bill)

GST return copies (GSTR 3B) last 1 year
Own house proof –

(holding tax/water bill/sale deed copy/patta copy of house)

Co-applicant’s PAN &Aadhaar card
Photo – 2 + 2
All existing loan statements as on date (last 1 year)



Loan Amount Minimum – 1 -5 lakhs
Maximum – 1 Cr
Loan Tenure Minimum – 1 year
Maximum – 3 years
Loan Interest rate Flat rate – 8.5% to 12%
Reducing – 15% to 19%
Banks NBFCs
Flat – 8% to 9% Flat – 10% to 15%
Reducing – 15% to 17% Reducing – 18% to 22%
Processing fee Bank –1% to 1.5%
NBFC – 2% to 2.5%
Insurance 1% to 1.5%

Interested in a loan?

Please feel free to contact us. We will get back to you within 1-2 business days.

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